Is Your Largest Investment Protected? 5 Top Reasons Why To Get Home Insurance

Buying a home may be the largest purchase you ever make in your life. It came with a lot of efforts, sacrifices and commitment from your part. Protecting it is, hence, a priority. Still undecided? Here are the top 5 reasons why getting your house insured is a good idea.

Natural Disasters

Natural disasters can cause great losses. We are living on a tropical island which is likely to be hit by cyclones. We have avoided quite a few lately but with the climatic changes, chances are, when Ambali, Belna or Calvinia eventually hits us, it can hit hard. You feel safe from fires? A small rat snaking on your electrical wire is enough to ignite one. With our Home Insurance, you can rest assured that your house is covered against events such as fire, lightning, cyclones, or floods.

Theft

Unfortunately, no one is safe from a home invasion. Over the years, you have spent a considerable amount of money to turn your house into a home. You also have personal belongings such as jewellery, mobile phones and laptops, which are targeted objects. If we cannot replace the emotional value of anything, we can help you with financial support.

Loss or Damage

It’s very frustrating when expensive belongings get damaged or lost. These incidents can happen very easily and unexpectedly. It would save you a lot of money and stress if you add Personal Effects Coverage to your Contents Cover to protect your valuables away from home. This cover includes belongings like jewellery, watches, cameras, mobile phones, laptop and sports equipment.

Personal Liability

Did you know that you could be sued when accidents occur on your property? For example, if a visitor or domestic worker gets injured on your premises or if your dog bites a stranger, you are legally responsible for the damages and costs. This is also extended to include coverage of accidents occurring in the space adjacent to your property. Thanks to the personal liability coverage within your Home Insurance, we will defend you if you are sued, and pay for legal fees, medical bills, and material damage caused by the accident occurring on your property, up to the limit of liability.

Required by your Mortgage Lender

Today, all banks and most mortgage lenders will not grant you a home loan unless you have Home Insurance. Do you know that you have the right to choose your insurance? Logically, you would also want to protect your most valuable asset.

Besides all these reasons, the very first reason why you should get your Home Insurance is for your peace of mind, which is priceless. For more information, you can just reply to this email or if you would rather chat, give us a call on 659 0659 during our normal business hours (Mon-Fri 08 30- 16 30). You can also get a quote online here. If you get your insurance cover online, you will be glad to know that some of your contributions will go to the Mauritius Wildlife Foundation.

Let’s get you covered!

The Quantum Insurance Team